Multi-carrier quoting for life insurance agents

Every carrier. One quote. Seconds.

Stop logging into carrier portal after carrier portal. Enter your client once, compare quotes side by side, and get the scripts, objection handlers and templates to close the sale. All in one place, on your phone.

No contracts. Cancel anytime.

Coverage needs
$350,000

Suggested additional coverage from the built-in needs calculator.

eappquote.com / quote
Age62
GenderFemale
TobaccoNo
Coverage$15,000
CarrierPlanMonthly
Carrier ALevel benefit$XX.XXLowest
Carrier BLevel benefit$XX.XXQuote
Carrier CGraded benefit$XX.XXQuote

Illustration only. Carrier names and prices shown are placeholders, not real rates.

Objection handler
"It's too expensive."

I hear you, and I want this to fit your budget. Let's look at what number feels comfortable each month…

✓ Copied to clipboard
⚡

Quote in secondsOne form, every carrier

⚖️

Side-by-sideCompare price and plan type

📱

Built for mobileQuote mid-call from your phone

💵

$19/month flatNo per-quote fees

The old way

Quoting shouldn't take ten browser tabs.

Most agents lose time and leads in the gap between "what can you do for me?" and a real answer.

🗂️

Portal hopping

Log into one carrier, then the next, then the next, re-entering the same client details every single time.

⏳

Dead air on the phone

Every minute you spend hunting for a rate is a minute your prospect has to change their mind.

🤷

Guessing the best fit

Without everything side by side, it's hard to know you're giving the client the best option for their budget.

How it works

From "how much?" to a closed app in three steps

The quote is just the start. eAppQuote also gives you the words to win the sale.

1

Enter the client once

Age, gender, tobacco use and the coverage they want. That's the whole form.

2

Compare every carrier

See quotes ranked side by side so you can recommend the best fit for their budget.

3

Present and close

Use the call scripts, objection handlers and follow-up templates to move the sale forward.

Products

Quotes for the products you actually sell

Built around the simplified-issue and everyday life products most agents write.

🕊️

Final expense

Burial and end-of-life coverage for seniors, compared across carriers by age, gender and tobacco status.

⏱️

Term life

Affordable, temporary protection for families, mortgages and income replacement.

♾️

Whole life

Lifelong coverage with level premiums and guaranteed cash value.

🏠

Mortgage protection

Coverage sized to the home loan so the family keeps the house.

Sales toolkit

Quote it, then close it

A quote gets you in the conversation. The toolkit helps you win it. Every script is one tap to copy.

📞 Call scripts

  • Opening: warm lead
  • Discovery questions
  • Presenting the recommendation
  • Closing the application
  • Voicemail

🛡️ Objection handlers

  • "It's too expensive"
  • "I need to think about it"
  • "I have coverage through work"
  • "I need to talk to my spouse"
  • …and 3 more

💬 Texts & emails

  • First follow-up text
  • After a missed call
  • Quote-ready message
  • Quote follow-up email
  • Soft close

🧮 Calculators

  • Coverage needs (DIME)
  • Final expense estimator
  • Commission estimator
Know the right number

Size every policy with confidence

Clients rarely know how much coverage they need. The built-in DIME calculator gives you a clear, defensible number in under a minute.

DDebt
IIncome
MMortgage
EEducation
  • Add up debts, income to replace, mortgage and education costs
  • Subtract existing coverage to see the real gap
  • Pair it with the final expense and commission calculators

Coverage needs Example

Annual income × 10 years$600,000
Mortgage balance$200,000
Other debts and education$0
Existing coverage−$100,000
Suggested additional coverage$700,000
QuoteFinal expense · $15,000

Lowest premium highlighted. Compare plan types at a glance.

Call scriptPresenting the recommendation

Based on what you told me, here's what I'd recommend…

Copy
TextQuote ready

Hi [Name], your quote is ready. Want me to walk you through it?

Copy
Mobile first

Made for how agents really work

You're on the phone, in the car or at the kitchen table. eAppQuote loads fast, reads clearly, and every quote, script and template is a tap away.

  • Quote and read scripts side by side in the middle of a call
  • One-tap copy for texts, emails and notes
  • Works on any phone, tablet or computer, no install
  • New carriers, products and content added over time
Who it's for

Built for agents at every stage

🌱

New agents

Skip the learning curve. Get proven wording and fast quotes from your first call.

📞

Phone-based producers

Work leads faster. Less time hunting for rates means more conversations per hour.

🏢

Agency owners

Give your team one consistent place to quote and one consistent way to talk to clients.

The difference

Without eAppQuote vs. with

The old way
With eAppQuote
Getting quotes
Log into each carrier separately
One form, compare side by side
Time to an answer
Minutes of hunting and re-typing
Seconds
What to say
Improvise or dig through old notes
Tap a proven script
Handling objections
Freeze or lose the call
Ready-made answers
On your phone
Clunky carrier sites
Built phone-first
Pricing

One simple price

Everything included. No per-quote fees, no setup fees, no contracts.

$19 / month
  • Multi-carrier quoting
  • Full script, objection and template library
  • All calculators
  • Works great on your phone
  • New carriers and content added over time
  • Cancel anytime from your account
Get started
FAQ

Questions, answered

Are the quotes binding?

No. Quotes are estimates to help you advise your client. Final rates, eligibility and approval are always determined by the carrier at underwriting.

Do I need to be appointed with the carriers?

Yes. To submit an application you need to be licensed in the client's state and appointed with that carrier. eAppQuote helps you compare options; it doesn't replace your carrier appointments.

Which carriers and products are included?

We add carriers and products over time. Check the quote tool inside your account for the current list.

Can I cancel anytime?

Yes. Cancel from your account in a couple of clicks and you won't be billed again.

Does it work on my phone?

Yes. It's built phone-first, so you can quote and read scripts right in the middle of a call.

Are the scripts compliant?

The scripts and templates are general starting points. Always follow your state's rules, your carriers' guidelines and your agency's compliance requirements, and adapt the wording to fit.

Quote faster. Close more.

Join eAppQuote and put multi-carrier quotes and a proven sales toolkit in your pocket for $19 a month.